Financing for Entrepreneurs

Quick and Simple

Access up to $1,000,000 of business finance from Uprise

Flexible financing solution to improve your cash flow


Transparent and no hidden cost


Apply in minutes, funding possible in 24 hours


Flexible funding amount and repayment schedule


Simple application process


Uprise Advance

Uprise provides merchant cash advances to purchase your future credit card and e-payment sales. Flexible payment schedule according to your business volume. There is no interest – just one fixed fee you know upfront.


Uprise Loan

Unsecured small business loans to support entrepreneurs in a variety of financial situations. A quick and straightforward access to funding to grow your small business.

How It Works

Sign up for free

Enter basic business information or connect your online business accounts

Get a decision quickly

We will provide you with a customised offer after reviewing your business performance

Take the funds

Funding possible in 24 hours and get ready to grow your business

Flexible Payments

Uprise Advance only charges one simple fixed fee with a flexible repayment schedule that depends on your sales volume

About Us

is a trusted fintech lender in Asia. Our mission is to provide transparent and responsible financing to help small to medium sized enterprises grow. The quick and flexible funding solutions we provide are tailored to meet your working capital and business development needs. At Uprise, we are committed to using technology and innovation to open up financial access to entrepreneurs.

Our technology allows us to eliminate the cost and complexity associated with traditional business finance so that we can offer instant decisions and have no upfront fees, no lengthy forms and no long-term commitments. We have an experienced team with diverse skill sets and a relentless drive to bridge the financing gap of underserved business owners. We are keen to contribute to the growth and uprise of small businesses in Asia.

Optimise your cash flow today

Get approved for up to $1,000,000. No fees or commitments to sign up.

Whether you want to learn more about our products, or just have a general question, let us know!



Who is Uprise for?
Uprise is a quick and flexible source of financing for SMEs in Asia. This includes retailers, restaurants, e-commerce companies and more. SMEs can use Uprise for general business purposes including expansion, bridging short-term financing shortfall, R&D, business development, etc.
What is an Uprise Advance?
Uprise Advance is a merchant cash advance with a flat, fixed fee. There is no periodic interest charges, late fees, penalty fees, or origination fees. It is a sale and purchase transaction where Uprise purchases your future credit card sales or e-payments receivables with upfront cash. It is not a loan!
How do I qualify for an Uprise Advance?
We are happy to consider a wide range of businesses based in Hong Kong or Singapore, and operate as a sole-trader, partnership or limited company. We analyse your historic operating data to make a decision and you need to have at least 12 months of operating history.
How is Uprise different from the banks and traditional lenders?
By linking with your online business service accounts, Uprise uses the data from these platforms to analyse the health of your business. Hence we can offer instant funding without the complex paperwork associated with a traditional business loan. We analyse actual business metrics to determine your eligibility, so applying for Uprise Advance will not require guarantee or security, and will not affect your credit score.
Will my credit score be affected if I apply for or use Uprise Advance?
No. We do carry out some checks to establish your business performance and financial position, but we do not report your position back to any credit reference agency so your credit score will not be affected.

Pricing and Payment Logistics

How long does it take to receive an Uprise advance?
We aim to process all advances within 24 hours and hope to reduce that to just a few hours.
What is the cost for getting an Uprise Advance?
There is only one fixed fee associated with each advance which has no periodic interest. You will know exactly how much you are paying before you accept the offer and that fee will never change throughout the settlement process.
How do I settle the advance?
A fixed percentage (decided when negotiating your terms) of your future business revenue will be applied towards repaying the advance until it is repaid in full. There is no fixed due date as we understand there maybe fluctuations in your business volume.
What fee and retrieval percentage is suitable for my business?
A different retrieval percentage can affect the size of the advance and result in a change in your fee. We will work closely with you to explore the best funding option for your working capital needs.
Can I make any additional settlements towards my Uprise Advance?
Yes. You can make additional settlements towards your outstanding balance at any time without additional charge. Automatic repayments will continue, even if you make additional repayments, until your balance is repaid in full.
What happens if a sale is returned?
The split payment from each of your sale is processed immediately. If a sale is returned, Uprise will not refund the split payment amount from that sale you generated.

Privacy and Security

Is my information secure?
All information you share with Uprise is secured. Your data is hosted on the best-in-class servers and our online platform has SSL encryption to help secure the data. When you link your accounts our automated systems only look at your sales history and other business data. We never see your passwords and treat all your data with the utmost care.
Will my information be sold to third parties?
Definitely Not! Your data will only be securely used to enhance your experience at Uprise and offer us insights on how to customise the most suitable financial product for you as a modern day entrepreneur.

Unit 1816
Bonham Circus
40 Bonham Strand
Shueng Wan
Hong Kong

Money Lender Licence No.: 0332/2019
Warning: You have to repay your loans . Do not pay any intermediaries.
Complaint Hotline: +852 6589 0150
© 2019 Uprise Credit Limited. All rights reserved.